Knowledge Center
You can find more knowledge about fintech and payment products on this site.
Verestro's Products Overview
In this chapter we will present the CEO's view on our products and solutions.
Why to use Verestro?
In this article I would like to explain why it is beneficial to leverage the Verestro Fintech-as-...
Verestro architecture and choice of products
Below simplified example of Verestro platform architecture. Before every project please decide wh...
Verestro's products for various regions
Our mission at Verestro is to provide cutting-edge fintech technologies and make them affordable ...
What are the Advantages of the Verestro Fintech-as-a-Service Platform?
Each time we approach our customers, we are asked what advantages over the competitors our soluti...
Own Payment License or Dependence on a BAAS provider - how does Verestro solve it?
If you are a fintech provider, there is one single risk of choosing a BAAS partner - long-term de...
White-label App vs. In-house App Development
In the world of growing IT development costs, our customers are asking more and more questions re...
Business Control for new or existing portfolios
One of our important products is Business Control. You can find more information about this solut...
Tokenization and Contactless Payments - Verestro's competitive advantages
The most important reason why you should use the Verestro Tokenization and Contactless Payment So...
Trends on the Fintech Market
There are various important trends that are impacting the financial technology market at the mome...
Mobile App Development Languages Used by Verestro
This article summarizes programming languages & technologies we're utilizing to build our mobile ...
Card Issuing & Bank Accounts
How does card issuing work? Check here.
Payment schemes
In this document we describe how payment schemes (Mastercard and VISA) work. Payment card busine...
Ranking of card issuing companies
How to choose a BIN sponsor and card issuing partner? Choosing a BIN sponsor or card issuer is a...
Card issuing - financial details
How can I earn from card issuing? This is a common question that is asked by our customers. Let m...
Example of Profit & Loss calculation in card issuing
Calculating profits and losses in card issuing is not easy, especially when various card issuers ...
Regulatory and license impact on card issuing
Legal issues related to regulatory or payment scheme rules often arise in questions we receive fr...
KYC and KYB requirements in card issuing
KYC (Know Your Customer) processes usually raise a lot of questions. In this article, I would lik...
PCI DSS & other security requirements
Very often customers ask questions connected with security. In this article we would like to summ...
Master balance and collateral in card issuing projects
During the implementation of card issuing projects with Verestro and our partner payment institut...
Pay with Rewards, Pay with Points
There are multiple use cases in where you can use virtual Mastercard payment cards. Let me explai...
Multicurrency cards - 3 implementation options
Multi-currency topic is an interesting and important concept of card issuing that usually require...
Customer service and user claims in card issuing
Once you start issuing cards for your users you will experience a wide range of various problems ...
How to prepare for a card issuing project?
Do you want to issue cards to your users? In this article we describe what is required on your si...
How can I reload payment account or card?
There are many ways of transferring money to payment account or cards. In this article we would l...
Card Lifecycle Management
Once launching card issuing projects, our customers usually forget that it is a long-term activit...
VISA or Mastercard?
Sometimes our customers ask if it is better to issue VISA or Mastercard cards. In this article we...
Card Benefits in card issuing projects
Once you are launching your card program it is important to think about additional benefits that ...
Prepaid, debit or credit cards - the main differences
Before launching a card issuing program, our customers consider which card product to use. In thi...
Tips to avoid problems when implementing card issuing
So you have a good business case for issuing cards for your customers and you found a perfect ven...
Know Your Customer – in-house or outsourcing
From time to time, our customers ask us whether it is better to perform Know Your Customer activi...
Reverse solicitation – marketing & promotion of card issuing in multiple countries
One of the limitations in global card issuing and account opening activities is connected with li...
Interchange Fees and Service Fees - rates and rules
Disclaimer. This article shows in some level of details topic of Interchange Fees. It is presente...
BIN Range or Separate BIN in Card Issuing
Our customers usually ask if it makes sense to issue cards on a separate BIN fully dedicated for ...
Guide to IBAN setup process
In this article we would like to focus on IBAN, bank accounts delivery to your customers. This to...
Payouts to Cards & Money Transfers
Here you can find information about money transfers to Mastercard and VISA cards.
Payout to Cards
How does Payout to Cards work? Payout to Cards is a relatively new area of payment business that ...
Currency Management in Payouts to Cards
There are many questions about how to manage currencies in payout products. Let me briefly descri...
KYC requirements in Payout and Money Transfer projects
Know Your Customer (KYC) processes usually generate many questions. Key requirements and decision...
Various forms of money transfers
There are multiple forms of money transfers. In this article we would like to summarize the most ...
Payouts, eCom Transactions or Card-to-Card Payments?
While thinking about card based money transfer solutions our partners usually ask for three produ...
Tokenization & Contactless
More knowledge on ApplePay, GooglePay, HCE and other ways of NFC and eCommerce payment using toke...
Issuer Wallet and ApplePay / GooglePay - Differences
As we have implemented more than 50 contactless and tokenization projects for banks, fintechs and...
NFC on iPhone/iOS
What happened? As part of an agreement between the European Union and Apple, Apple has decided t...
Pay by Account - NFC from bank account
As we have done several Pay by Account projects I would like to share some information what is th...
On-device tokenization in India
Payment law in India required a few years ago that server based card-on-file systems are not allo...
eCommerce Payment Gateway
More information about eCommerce payments, transaction processing, 3DS etc.