IBAN Management Administration Panel Overview

In the IBAN Management Administration Panel you can manage IBAN transfers. The document is divided into sections that describe the various components of the system. Each section contains a screen presenting the functionality and a detailed description of the states occurring in it.

Purpose and scope

This product guide provides a high-level overview of Admin Panel IBAN Management section. This document covers the following topics:

Terminology

This section explains a number of key terms and concepts used in this document.

Name	Description
Customer, Partner	Customer who uses IBAN Management Service.
Operator	User using the Admin Panel.
AML Operator	User using the Administration Panel which actions are connected with Anti-Money Laundering area. Issuing Institution representative.
Upload	The process of transferring (importing) the bulk transfer data files to the banking system using the Administration Panel.
Master balance	The total funds in Master Account. Master Account is the main account number assigned to the Customer in the bank's system
Technical balance	A balance that takes into account funds pending finalisation, such as held transfers for AML reasons.

Upload transfers

Transfer operation files

Functionality that enables the import of bulk transfer files in csv format for uploading transfer orders to the bank that is to execute the transfers.

For upload ther are provided informations:

Information	Description
Upload ID	Identifier given to the upload.
Description	Name of the file which is imported by Administration Panel.
Upload date	Date of file upload.
Processing statistics	Number of transfers receiving individual statuses within the upload: Successfully Failures Ignored
Status	Status for the upload: Completed Failed Partially completed In processing

For each shipment, it is possible to check the details of each transfer, such as ID, operation type, contractor name, amount, status, operation title, contractor address, contractor account number.

Transfers history

Transfers

Transfer history list contains filters and columns with dates. In this section actions don’t occur.

The filters are used for dynamic searching, such data as: Transfer ID, Created at, Sender's account number, Receiver's account number, Bank, Direction, Account Type. 

Filter	Description
Transfer ID	Identifier given to the transfer.
Created at	Date range in which transfers were created.
Sender's account number	Sender;s account number for a given transfer.
Receiver's account number	Recipient's account number for a given transfer.
Bank	One of the supported banks in Verestro: Pekao  Zen
Direction	In the context of the IBAN Management Service solution, the transfer can be made in two directions: Receiving Sending
Account type	Bank account Master balance Technical balance

For each transfer, transfer details are available after going to the selected transfer. There are details about each of them, as well as the sender and receiver.

Transfers for review

This is the part of the transfers that, for AML reasons, needs to be reprocessed by the AML Operator. Held transfers are booked at the technical balance. They require verification and may be rejected or accepted as a result of the analysis. 

The operator can perform the action from the transfer details:

or from the list of transfers, using the action:

• Accepting a held transfer means allowing the transfer to be finalised, so the transfer is rebooked from the technical balance for further reprocessing to the recipient.
• If the transfer is rejected, the AML operator from Issuing Institution defines further reprocessing of the transfer. Depending on the case, the transfer may return to the original sender or change the intended recipient.

The Transfers for review tab also offers filters and details similar to the Transfers tab.

Roles and labels

Below are the default function settings for described product. In addition to roles, there are also labels for actions in the IBAN Management area, which extend the role's permissions. The roles of ADMIN, MANAGER, EMPLOYEE overlap with the ADMIN, MANAGER, EMPLOYEE labels.

Roles	Labels
Admin	Admin
Manager	Manager
Employee	Employee
	Transfer_maker
	AML

Action	Admin	Manager	Employee	Transfer_maker	Aml
Create bank account	X
Delete bank account	X
Display bank account number	X	X	X
Make transfer	X			X
Display transfers	X	X	X
Reject transfer	X				X
Accept transfer	X				X
Display transfers for review	X	X	X
Upload transfers from bank	X
Display loaded transfers	X