# IBAN Management Administration Panel Overview

<span style="color: #000000;">In the IBAN Management Administration Panel you can manage IBAN transfers. The document is divided into sections that describe the various components of the system. Each section contains a screen presenting the functionality and a detailed description of the states occurring in it.</span>

### <span style="color: #000000;">Purpose and scope</span>

<span style="color: #000000;">This product guide provides a high-level overview of Admin Panel IBAN Management section. This document covers the following topics:</span>

<div bis_size="{"x":150,"y":272,"w":840,"h":156,"abs_x":615,"abs_y":486}" class="page" id="bkmrk-description-of-the-a" title="Page 5"><div bis_size="{"x":150,"y":272,"w":840,"h":156,"abs_x":615,"abs_y":486}" class="page" title="Page 5"><div bis_size="{"x":150,"y":272,"w":840,"h":156,"abs_x":615,"abs_y":486}" class="layoutArea"><div bis_size="{"x":150,"y":272,"w":840,"h":156,"abs_x":615,"abs_y":486}" class="column">- <span style="color: rgb(0, 0, 0);">uploading transfers from bank,</span>
- <span style="color: rgb(0, 0, 0);">displaying transfers,</span>
- <span style="color: rgb(0, 0, 0);">displaying transfers for AML review,</span>
- <span style="color: rgb(0, 0, 0);">processing held transfers,</span>
- <span style="color: rgb(0, 0, 0);">roles and labels.</span>

</div></div></div></div>### <span style="color: rgb(0, 0, 0);">Terminology</span>

<span style="color: #000000;">This section explains a number of key terms and concepts used in this document.</span>

<table border="1" id="bkmrk-name-description-cus" style="border-collapse: collapse; width: 100%; height: 223.531px;"><tbody><tr style="height: 29.7969px;"><td bgcolor="#1C1E3F" style="width: 23.8433%; height: 29.7969px;" width="353"><span style="color: #ecf0f1;">**Name**</span>

</td><td bgcolor="#1C1E3F" style="width: 76.1567%; height: 29.7969px;" width="353"><span style="color: #ecf0f1;">**Description**</span>

</td></tr><tr style="height: 35.375px;"><td style="width: 23.8433%; height: 35.375px;"><span style="color: #000000;">Customer, Partner  
</span></td><td style="width: 76.1567%; height: 35.375px;"><span style="color: #000000;">Customer who uses IBAN Management Service.</span>

</td></tr><tr style="height: 35.375px;"><td style="width: 23.8433%; height: 35.375px;"><span style="color: #000000;">Operator</span>

</td><td style="width: 76.1567%; height: 35.375px;"><span style="color: #000000;">User using the Admin Panel.</span>

</td></tr><tr><td style="width: 23.8433%;"><span style="color: #000000;">AML Operator</span>

</td><td style="width: 76.1567%;"><span style="color: #000000;">User using the Administration Panel which actions are connected with Anti-Money Laundering area.</span>

<span style="color: #000000;">Issuing Institution representative.</span>

</td></tr><tr style="height: 46.5938px;"><td style="width: 23.8433%; height: 46.5938px;"><span style="color: #000000;">Upload</span>

</td><td style="width: 76.1567%; height: 46.5938px;"><span style="color: #000000;">The process of transferring (importing) the bulk transfer data files to the banking system using the Administration Panel.</span>

</td></tr><tr style="height: 46.5938px;"><td style="width: 23.8433%; height: 46.5938px;"><span style="color: #000000;">Master balance</span></td><td style="width: 76.1567%; height: 46.5938px;"><span style="color: #000000;">The total funds in Master Account. Master Account is the main account number assigned to the Customer in the bank's system</span></td></tr><tr style="height: 29.7969px;"><td style="width: 23.8433%; height: 29.7969px;"><span style="color: #000000;">Technical balance</span></td><td style="width: 76.1567%; height: 29.7969px;"><span style="color: #000000;">A balance that takes into account funds pending finalisation, such as held transfers for AML reasons.</span></td></tr></tbody></table>

## <span style="color: #000000;">Upload transfers</span>

#### <span style="color: #000000;">Transfer operation files</span>

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-03/scaled-1680-/Qmbimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-03/Qmbimage.png)

Functionality that enables the import of bulk transfer files in `csv` format for uploading transfer orders to the bank that is to execute the transfers.

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-02/scaled-1680-/QjMimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-02/QjMimage.png)

<span style="color: #000000;">For upload ther are provided informations:</span>

<table border="1" id="bkmrk-information-details-" style="border-collapse: collapse; width: 100%; height: 359.969px;"><tbody><tr style="height: 35.375px;"><td bgcolor="#1C1E3F" style="width: 22.2027%; height: 35.375px;" width="353"><span style="color: #ecf0f1;">**Information**</span>

</td><td bgcolor="#1C1E3F" style="width: 77.7973%; height: 35.375px;" width="353"><span style="color: #ecf0f1;">**Description**</span>

</td></tr><tr style="height: 35.375px;"><td style="width: 22.2027%; height: 35.375px;"><span style="color: #000000;">Upload ID  
</span></td><td style="width: 77.7973%; height: 35.375px;"><span style="color: rgb(0, 0, 0);">Identifier given to the upload.</span>

</td></tr><tr style="height: 35.375px;"><td style="width: 22.2027%; height: 35.375px;"><span style="color: #000000;">Description</span>

</td><td style="width: 77.7973%; height: 35.375px;"><span style="color: rgb(0, 0, 0);">Name of the file which is imported by Administration Panel.</span>

</td></tr><tr style="height: 29.7969px;"><td style="width: 22.2027%; height: 29.7969px;"><span style="color: #000000;">Upload date</span>

</td><td style="width: 77.7973%; height: 29.7969px;"><span style="color: rgb(0, 0, 0);">Date of file upload.</span></td></tr><tr style="height: 103.625px;"><td style="width: 22.2027%; height: 103.625px;"><span style="color: #000000;">Processing statistics</span>

</td><td style="width: 77.7973%; height: 103.625px;"><span style="color: #000000;">Number of transfers receiving individual statuses within the upload:</span>

- <span style="color: #000000;">Successfully</span>
- <span style="color: #000000;">Failures</span>
- <span style="color: #000000;">Ignored</span>

</td></tr><tr style="height: 120.422px;"><td style="width: 22.2027%; height: 120.422px;"><span style="color: #000000;">Status</span>

</td><td style="width: 77.7973%; height: 120.422px;"><span style="color: #000000;">Status for the upload:</span>

- <span style="color: #000000;">Completed</span>
- <span style="color: #000000;">Failed</span>
- <span style="color: #000000;">Partially completed</span>
- <span style="color: #000000;">In processing</span>

</td></tr></tbody></table>

For each shipment, it is possible to check the details of each transfer, such as `ID`, `operation type`, `contractor name`, `amount`, `status`, `operation title`, `contractor address`, `contractor account number`.

## <span style="color: #000000;">Transfers history</span>

#### <span style="color: #000000;">Transfers</span>

Transfer history list contains filters and columns with dates. In this section actions don’t occur.

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-03/scaled-1680-/cmKimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-03/cmKimage.png)

The filters are used for dynamic searching, such data as: `Transfer ID`, `Created at`, `Sender's account number`, `Receiver's account number`, `Bank`, `Direction`, `Account Type`.

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-03/scaled-1680-/ZQZimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-03/ZQZimage.png)

<table border="1" id="bkmrk-filter-description-t" style="border-collapse: collapse; width: 100%; height: 359.969px;"><tbody><tr style="height: 35.375px;"><td bgcolor="#1C1E3F" style="width: 22.2027%; height: 35.375px;" width="353"><span style="color: #ecf0f1;">**Filter**</span>

</td><td bgcolor="#1C1E3F" style="width: 77.7973%; height: 35.375px;" width="353"><span style="color: #ecf0f1;">**Description**</span>

</td></tr><tr style="height: 35.375px;"><td style="width: 22.2027%; height: 35.375px;"><span style="color: rgb(0, 0, 0);">Transfer ID</span></td><td style="width: 77.7973%; height: 35.375px;"><span style="color: rgb(0, 0, 0);">Identifier given to the transfer.</span></td></tr><tr style="height: 35.375px;"><td style="width: 22.2027%; height: 35.375px;"><span style="color: rgb(0, 0, 0);">Created at</span></td><td style="width: 77.7973%; height: 35.375px;"><span style="color: rgb(0, 0, 0);">Date range in which transfers were created.</span></td></tr><tr style="height: 29.7969px;"><td style="width: 22.2027%; height: 29.7969px;"><span style="color: rgb(0, 0, 0);">Sender's account number</span></td><td style="width: 77.7973%; height: 29.7969px;"><span style="color: rgb(0, 0, 0);">Sender;s account number for a given transfer.</span></td></tr><tr><td style="width: 22.2027%;"><span style="color: rgb(0, 0, 0);">Receiver's account number</span></td><td style="width: 77.7973%;"><span style="color: rgb(0, 0, 0);">Recipient's account number for a given transfer.</span></td></tr><tr><td style="width: 22.2027%;"><span style="color: rgb(0, 0, 0);">Bank</span>

</td><td style="width: 77.7973%;"><span style="color: rgb(0, 0, 0);">One of the supported banks in Verestro:</span>

- <span style="color: rgb(0, 0, 0);">Pekao </span>
- <span style="color: rgb(0, 0, 0);">Zen</span>

</td></tr><tr><td style="width: 22.2027%;"><span style="color: rgb(0, 0, 0);">Direction</span></td><td style="width: 77.7973%;"><span style="color: rgb(0, 0, 0);">In the context of the IBAN Management Service solution, the transfer can be made in two directions:</span>

- <span style="color: rgb(0, 0, 0);">Receiving</span>
- <span style="color: rgb(0, 0, 0);">Sending</span>

</td></tr><tr><td style="width: 22.2027%;"><span style="color: rgb(0, 0, 0);">Account type</span></td><td style="width: 77.7973%;">- <span style="color: rgb(0, 0, 0);">Bank account</span>
- <span style="color: rgb(0, 0, 0);">Master balance</span>
- <span style="color: rgb(0, 0, 0);">Technical balance</span>

</td></tr></tbody></table>

<span style="color: rgb(0, 0, 0);">For each transfer, transfer details are available after going to the selected transfer. There are details about each of them, as well as the sender and receiver.</span>

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-03/scaled-1680-/iIDimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-03/iIDimage.png)

#### <span style="color: #000000;">Transfers for review</span>

This is the part of the transfers that, for AML reasons, needs to be reprocessed by the AML Operator. Held transfers are booked at the technical balance. They require verification and may be rejected or accepted as a result of the analysis.

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-03/scaled-1680-/VYiimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-03/VYiimage.png)

The operator can perform the action from the transfer details:

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-02/scaled-1680-/uCRimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-02/uCRimage.png)

or from the list of transfers, using the action:

[![image.png](https://developer.verestro.com/uploads/images/gallery/2025-02/scaled-1680-/HgKimage.png)](https://developer.verestro.com/uploads/images/gallery/2025-02/HgKimage.png)

- <span style="color: rgb(0, 0, 0);">Accepting a held transfer means allowing the transfer to be finalised, so the transfer is rebooked from the technical balance for further reprocessing to the recipient.</span>
- <span style="color: rgb(0, 0, 0);">If the transfer is rejected, the AML operator from Issuing Institution defines further reprocessing of the transfer. Depending on the case, the transfer may return to the original sender or change the intended recipient.</span>

<span style="color: rgb(0, 0, 0);">The `Transfers for review` tab also offers filters and details similar to the` <a href="https://developer.verestro.com/link/477#bkmrk-transfers-1">Transfers</a> `tab.</span>

## <span style="color: #000000;">Roles and labels</span>

  
<span style="color: #000000;">Below are the default function settings for described product. In addition to roles, there are also labels for actions in the IBAN Management area, which extend the role's permissions. The roles of `ADMIN`, `MANAGER`, `EMPLOYEE` overlap with the `ADMIN`, `MANAGER`, `EMPLOYEE` labels.</span>

<table id="bkmrk-aggregate-action-adm" style="height: 303.547px; width: 377px;" width="827"><tbody><tr style="height: 35.375px;"><td bgcolor="#1C1E3F" style="width: 189.047px; height: 35.375px;" width="353"><span style="color: #ecf0f1;">**Roles**</span>

</td><td bgcolor="#1C1E3F" style="width: 186.953px; height: 35.375px;" width="353"><span style="color: #ecf0f1;">**Labels**</span>

</td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px; width: 189.047px;">Admin  
</td><td style="height: 29.7969px; width: 186.953px;">Admin  
</td></tr><tr style="height: 29.7969px;"><td style="width: 189.047px; height: 29.7969px;">Manager  
</td><td style="width: 186.953px; height: 29.7969px;">Manager  
</td></tr><tr style="height: 29.7969px;"><td style="width: 189.047px; height: 29.7969px;">Employee  
</td><td style="width: 186.953px; height: 29.7969px;">Employee  
</td></tr><tr style="height: 29.7969px;"><td style="width: 189.047px; height: 29.7969px;">  
</td><td style="width: 186.953px; height: 29.7969px;"> Transfer\_maker</td></tr><tr style="height: 29.7969px;"><td style="width: 189.047px; height: 29.7969px;">  
</td><td style="width: 186.953px; height: 29.7969px;"> AML</td></tr></tbody></table>

<table id="bkmrk-action-admin-manager" style="height: 344.563px; width: 500px;" width="827"><tbody><tr style="height: 46.5938px;"><td bgcolor="#1C1E3F" style="width: 251.047px; height: 46.5938px;" width="353"><span style="color: #ecf0f1;">**Action**</span>

</td><td bgcolor="#1C1E3F" style="width: 115px; height: 46.5938px;" width="353"><span style="color: #ecf0f1;">**Admin**</span>

</td><td bgcolor="#1C1E3F" style="width: 112.047px; height: 46.5938px;" width="353"><span style="color: #ecf0f1;">**Manager**</span>

</td><td bgcolor="#1C1E3F" style="width: 106.75px; height: 46.5938px;" width="353"><span style="color: #ecf0f1;">**Employee**</span>

</td><td bgcolor="#1C1E3F" style="width: 119.016px; height: 46.5938px;" width="353"><span style="color: #ecf0f1;">**Transfer\_maker**</span>

</td><td bgcolor="#1C1E3F" style="width: 105.047px; height: 46.5938px;" width="353"><span style="color: #ecf0f1;">**Aml**</span>

</td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px; width: 251.047px;">Create bank account  
</td><td style="height: 29.7969px; width: 115px;"> X</td><td style="height: 29.7969px; width: 112.047px;">  
</td><td style="height: 29.7969px; width: 106.75px;"> </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Delete bank account</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;">  
</td><td style="width: 106.75px; height: 29.7969px;">  
</td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Display bank account number  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;">X </td><td style="width: 106.75px; height: 29.7969px;">X </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Make transfer  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;"> </td><td style="width: 106.75px; height: 29.7969px;"> </td><td style="width: 119.016px; height: 29.7969px;">X</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Display transfers  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;">X </td><td style="width: 106.75px; height: 29.7969px;">X </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Reject transfer  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;"> </td><td style="width: 106.75px; height: 29.7969px;"> </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">X</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Accept transfer  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;"> </td><td style="width: 106.75px; height: 29.7969px;"> </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">X</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Display transfers for review  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;">X </td><td style="width: 106.75px; height: 29.7969px;">X </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Upload transfers from bank  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;"> </td><td style="width: 106.75px; height: 29.7969px;"> </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr><tr style="height: 29.7969px;"><td style="width: 251.047px; height: 29.7969px;">Display loaded transfers  
</td><td style="width: 115px; height: 29.7969px;"> X</td><td style="width: 112.047px; height: 29.7969px;"> </td><td style="width: 106.75px; height: 29.7969px;"> </td><td style="width: 119.016px; height: 29.7969px;">  
</td><td style="width: 105.047px; height: 29.7969px;">  
</td></tr></tbody></table>