Introduction

Verestro's Token Management Platform (TMP) is a tokenization solution that helps make your cards available in Apple Pay, Google Pay, Click to Pay and other digital wallets while meeting the requirements of the payment schemes.

The platform provides a single integration point to Mastercard MDES (Mastercard Digital Enablement Service) and Visa VTS (Visa Token Service), and handles the scheme protocols, encryptions and mandatory processes on your behalf. Using TMP significantly reduces effort required to enable tokenization, especially if you issue both Visa and Mastercard cards. Whole implementation takes approximately 3 months.

Scope

• One integration with TMP instead of separate integrations with Mastercard MDES and Visa VTS.
• Apple Pay, Google Pay, Samsung Pay and other X-Pays, plus merchant and IoT token requestors.
• Push provisioning — cardholders add a card to their wallet directly from your app or website.
• Click to Pay enrollment and Token Connect can be included in the project scope.

Token Management

• Activate, suspend, unsuspend and deactivate tokens through the TMP API or from the Administration Panel.
• Card-level actions cascade to all tokens of that card, so blocking a lost card suspends its tokens automatically.
• The Administration Panel gives your customer service team a searchable list of tokens, transaction history and the tokenization decisions behind each token.
• Reports cover Apple's mandatory reporting and standard token, user, device and payment data.

Our role

• We guide your team through certification with the payment schemes and wallet providers.
• We keep the platform aligned with new scheme mandates, so changes on the MDES and VTS side do not become your integration work.
• We host TMP in a private cloud in the EU, or deploy it on AWS or Azure in the location you choose.

Please check the product overview and technical APIs for more details about the product.