Use cases

This chapter describes the processes taking place in C2C Widget from the point of view of your users.

Transfers

The user can perform the transfer based on one of the following  paths:

Manual process

The user independently enters the card and recipient's data, specifying the transaction amount.

Money request

The user receives a special link with previously defined recipient data and amount. The users can modify the transfer amount and select the card from which they want to send funds, without having to manually enter the information.

Registration

Users can choose one of the popular login methods – Facebook, Google or Apple. It is also possible to add other social media login methods, which makes the registration process quick and convenient.

KYC verification

After logging in, the user goes through an intuitive process KYC, which allows for instant identity verification in accordance with the AML (Anti-Money Laundering) regulations. The system automatically analyzes user data, ensuring the highest level of security and protection against financial fraud. 

In order to pass KYC, it is necessary to take a photo of an identity document and pass liveness. Liveness is a biometric verification that involves the user recording a short video of themselves showing their face and making gestures as instructed.

ThreeDs authentication

Widget C2C supports the 3DS process and it is required when user is initiating a transaction. 3DS is a security protocol used in online payments to enhance the protection of payment card transactions. Its main purpose is to verify the identity of the user

This is an authentication method based on the alleged cardholder data check, biometric authentication and improved customer experience.