Use cases This chapter describes the processes taking place in Verestro Goals from the point of view of your users . Create new goal The user in the   Goals section of the mobile app creates a   New Goal . To create savings goal , user needs to give it a name , select a category and specify the target amount needed to collect for the goal.   As a result , an additional balance is created for user that is assigned to the  savings goal . After creating a goal , the user has the ability to : check the history of a given goal   TRANSACTIONS , contribute money to  the goal TOP UP , reduce the amount already credited   WITHDRAW , delete the goal   DELETE GOAL . Top up goal In order to credit the balance assigned to the savings goal , a   debit   is made on the user ' s chosen balance , and then on the goal balance –   credit . The user manually selects the amount that want to transfer to the goal balance and the balance that want to debit. Goal b alance is credited instantly . Reduce goal User can transfer funds placed in the goal balance to the other balance . T he   debit   is executed on the goal balance , and then the   credit on the chosen balance . Withdraw is executed immediately . Delete goal The user can resign from the savings goal . To delete chosen goal balance, it is necessary to transfer manually all funds from the goal balance  to user's chosen balance . The user can use the deletion of a goal both if he has resigned from saving for a given goal and when he has collected the necessary amount for it . The user can then use these funds from the main balance using the available transfer method . History The user can check the history of operations performed in the context of a specific savings goal .