# Transactions Flow

A transaction in the processing flow can be in different states:

<span id="bkmrk--1" style="font-weight: normal;"><span style="border-width: initial; border-style: none; display: inline-block; overflow: hidden; width: 315px; height: 194px;">![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXfSLkWnJHymJL9jAsWi4omqAZ7g6gir1uWZVGOv3KgIqTDbihc4qK9_4ytvX0pYl66_DTHwvPuZG4DX84rEkh8n4a5_YUAqXSZqvkf1luD45KVwiSRxXMtUdOG_ocplgTz0Tx4y_mevRIrVK9ySCNaujwU-?key=NS5b2Bm7DMNJWpnVqlNUoQ)</span></span>

<table border="1" id="bkmrk-status-description-a" style="border-collapse: collapse; width: 100%; height: 119.188px;"><colgroup><col style="width: 15.3858%;"></col><col style="width: 84.6142%;"></col></colgroup><thead><tr style="height: 29.7969px;"><td class="align-left" style="height: 29.7969px;">Status</td><td style="height: 29.7969px;">Description</td></tr></thead><tbody><tr style="height: 29.7969px;"><td style="height: 29.7969px;"><span id="bkmrk-authorized">AUTHORIZED</span></td><td style="height: 29.7969px;">transaction was successfully authorized. Resources on Cardholder's account are blocked, and the amount is "promised" to the merchant. At this moment none of the resources transfer was performed.

</td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px;"><span id="bkmrk-cleared">CLEARED</span></td><td style="height: 29.7969px;">transaction is settled successfully. Resources on Cardholder's account gets unblocked and transferred to Merchant's account. Block on Cardholder account becomes charge, and "promised" amount becomes income on Merchant's account.

</td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px;"><span id="bkmrk-reversed">REVERSED</span></td><td style="height: 29.7969px;">transaction was withdrawn, for example as error reported by Merchant. Block is removed and resources on the Cardholder account stay unmoved.

None of the transfers is performed.

</td></tr></tbody></table>

Transaction processing status in Antaca system:

<table border="1" id="bkmrk-status-description-e" style="border-collapse: collapse; width: 100%; height: 89.3907px;"><colgroup><col style="width: 15.3754%;"></col><col style="width: 42.3123%;"></col><col style="width: 42.3123%;"></col></colgroup><thead><tr><td>**Status**</td><td>Description</td><td>Example - External Transaction Notifier</td></tr></thead><tbody><tr style="height: 29.7969px;"><td style="height: 29.7969px;">SUCCESS</td><td style="height: 29.7969px;">indicates that the transaction (**AUTHORIZED, CLEARED OR REVERSED**) has been successfully processed in Antaca. </td><td>{"status":"SUCCESS","date":"2023-01-01T06:01:39+00:00","description":"Description","transaction":{"id":"79c353a-1421-46ca-8d74-c5dca67942fe","balanceId":"79c353a-1421-46ca-8d74-c5dca67942fe","resourceId":"79c353a-1421-46ca-8d74-c5dca67942fe","resource":"card","cardId":"100","externalTransactionId":"478927492","referenceExternalTransactionId":null,"type":"POS","category":"DEBIT","amount":300,"currency":"EUR","originalAmount":1000,"originalCurrency":"POL","status":"AUTHORIZED","description":"Description","date":"2023-01-01T06:01:39+00:00","referenceExternalTransactionDate":null,"transactionData":{"mcc":"5816","merchantIdentifier":"7498274892","captureMode":"ECOM","lastFourDigits":"1000","acquirerCountry":"POL"}}}</td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px;">DECLINED</td><td style="height: 29.7969px;">indicates that the transaction has been declined. None of the funds are transferred from Cardholder's account.

The reason for the transaction rejection (description parameter) is listed in the documentation in the table below: https://developer.verestro.com/books/card-management-system/page/your-apis-for-us#bkmrk-external-transaction

An example of a rejected transaction could be insufficient funds in the account (INSUFFICIENT\_FUNDS).

</td><td>{"status":"DECLINED","date":"2023-01-01T06:01:39+00:00","description":"Description","transaction":{"id":"79c353a-1421-46ca-8d74-c5dca67942fe","balanceId":"79c353a-1421-46ca-8d74-c5dca67942fe","resourceId":"79c353a-1421-46ca-8d74-c5dca67942fe","resource":"card","cardId":"100","externalTransactionId":"74892729","referenceExternalTransactionId":null,"type":"POS","category":"DEBIT","amount":70000,"currency":"EUR","originalAmount":70000,"originalCurrency":"EUR","status":"AUTHORIZED","description":"Description","date":"2023-01-01T06:01:39+00:00","referenceExternalTransactionDate":null,"transactionData":{"mcc":"2312","merchantIdentifier":"000000136 ","captureMode":"ECOM","lastFourDigits":"1000","acquirerCountry":"POL"}}}</td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px;">INVALID</td><td style="height: 29.7969px;">indicates that the transaction can't be processed. None of the funds are transferred from Cardholder's account.</td><td>{"status":"INVALID","date":"2023-01-01T06:01:39+00:00","description":"Description","transaction":{"id":"79c353a-1421-46ca-8d74-c5dca67942fe","balanceId":"79c353a-1421-46ca-8d74-c5dca67942fe","resourceId":"79c353a-1421-46ca-8d74-c5dca67942fe","resource":"card","cardId":"100","externalTransactionId":"78391719","referenceExternalTransactionId":"783197893","type":"Adjustment","category":"CREDIT","amount":800,"currency":"EUR","originalAmount":null,"originalCurrency":null,"status":"REVERSED","description":"Description","date":"2023-01-01T06:01:39+00:00","referenceExternalTransactionDate":"2023-01-01T06:01:39+00:00","transactionData":\[\]}}</td></tr></tbody></table>

##### Adjustments

Some transactions add funds instead of debiting accounts. Antaca reports such transactions with type: **Adjustment**.

Transactions of this type can be:

<table border="1" id="bkmrk-adjustment-transacti" style="border-collapse: collapse; width: 100%; height: 106.188px;"><colgroup><col style="width: 99.881%;"></col></colgroup><tbody><tr style="height: 29.7969px;"><td style="height: 29.7969px;">adjustment transactions related to the debit transaction but reducing or increasing the final debit amount before clearing </td></tr><tr style="height: 46.5938px;"><td style="height: 46.5938px;">adjustment transactions related (or not) to the another already cleared transaction, fe refund or offline transaction. </td></tr><tr style="height: 29.7969px;"><td style="height: 29.7969px;">adjustment for transactions with currency conversion - when the acquirer let know to clear transaction to the card network, the previously determined FX added to the transaction amount is deposited into the company balance</td></tr></tbody></table>

Example of adjustment - External Transaction Notifier:

*{"status":"SUCCESS","date":"2023-01-01T06:01:39+00:00","description":"Description","transaction":{"id":"e79c353a-1421-46ca-8d74-c5dca67942fe","balanceId":"e79c353a-1421-46ca-8d74-c5dca67942fe","resourceId":"e79c353a-1421-46ca-8d74-c5dca67942fe","resource":"card","cardId":"22","externalTransactionId":"928562957345","referenceExternalTransactionId":"7489279234","type":"Adjustment","category":"CREDIT","amount":100,"currency":"EUR","originalAmount":25000,"originalCurrency":"PLN","status":"AUTHORIZED","description":"\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*","date":"2023-01-01T06:01:39+00:00","referenceExternalTransactionDate":"2023-01-01T06:01:39+00:00","transactionData":{"mcc":"9311","merchantIdentifier":"7489274","captureMode":"ADJ","lastFourDigits":"1000"}}}*